A P&L Statement, Profit and Loss Statement and Operating Statement all refer to the same document that lenders require...
Mike Langolf
Recent Posts
Why Do Small Balance Commercial Lenders Require a Rent Roll?
by Mike Langolf on Dec 8, 2020 9:00:00 AM
First off, what is a rent roll? Basically, a rent roll is a document that summarizes your tenant’s lease information on a...
What Makes a Good Cap Rate and How Appraisers Determine Them
by Mike Langolf on Dec 1, 2020 9:00:00 AM
In this blog, we will cover:
- How to calculate cap rates using the formula (Cap Rate=NOI ÷Value) and how to adjust the...
A Closer Look at Small Balance Commercial Loans and Debt Yield
by Mike Langolf on Nov 24, 2020 9:00:00 AM
I know we have a blog post discussing Debt Yield, but I think it is important to readdress the topic in greater depth.
The Impact of Interest Rates and Amortization Periods On DSCR
by Mike Langolf on Nov 17, 2020 9:00:00 AM
We have addressed Debt Service Coverage Ratio (DSCR) in the past on the Visio blog, but I want to revisit the topic since...
Small Balance Commercial Property Type Overview
by Mike Langolf on Nov 10, 2020 9:00:00 AM
There are many commercial real estate property types that Small Balance Commercial Lenders will use to secure a first...
Get Inside the Head of a Commercial Lender
by Mike Langolf on Nov 3, 2020 9:00:00 AM
Each lender has a particular style and philosophy regarding certain asset classes and loan types. Understanding a...