Where We Lend

Rental360 and Small Balance Commercial States

Rental360 Long-Term & Vacation Rental Loans

- Full 30-year terms, no balloons

- Up to 80% LTVs

- No DTI or personal income qualification

- The ability to protect your assets and finance through an LLC

We lend in 38 states and D.C.:

AL,  AR,  AZ**, CA**,  CO,  CT,  FL,  GA***, HI***, IA,  IL,  IN, KS,  KY,  LA,  MA***,  MD,  ME,  MI*,  MO,  MS, MT, NC, NH, NJ***, NM, NY***, OH*, OK, PA, SC, TN, TX, VA***, WA, WI, WV, and WY

*We do not lend in Detroit & Flint, MI or in Dayton City, OH

**All loans are originated by Visio Financial Services Inc. Visio Financial Services Inc. is licensed by the California Department of Business Oversight as a California Finance Lender, license number 60DBO-56345 as well as by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1010600. Visio Financial Services Inc. company NMLS ID number is 1935590.

***Must close in an entity (LLC, partnership, or corporation), No nonprofits or trusts

For more information on our Rental360 Loan Program, its features, or its applications, visit our Rental Loans page. For more information on our Vacation Rental Loan Program, visit our vacation rentals page.

Small Balance Commercial Loans

- Loan amounts from $300k-$3 million on multi-family and mixed-use properties

- Full 30-year terms with no balloon payments

- Purchase, rate and term refinance, and cash-out refinance

- Protect your identity and other assets by borrowing in a corporate entity

We lend in all states except NV and SD°

°VT, DE, and HI subject to limitations

For more information on our Small Balance Commercial Loan Program, its features, or its applications, visit our Commercial Loans page.