Our vacation rental loan program is underwritten based on property level cash flow and borrower credit, rather than the borrower’s income. As a result, our vacation loans are the market leader for self-employed investors and investors building a portfolio of vacation rental properties.
Scalable: Visio’s vacation rental program is meant to be scalable, and there is no hard limit to how many properties an investor can finance with us. We provide purchase and refinance financing up to 80% LTV. Commonly, a customer obtains a cash-out refinance from Visio to purchase or improve another vacation rental property. Since late 2015, Visio has financed more than $2.0 billion in Rental360 loans, including $545 million in vacation rental properties.
A Swift and Easy Process You Can Reply On
Application Stage
You provide us a completed application and pay for the appraisal. We evaluate your credit.
Point of Contact: Account Executive (AE)
Send to Processing
One of our loan processors is assigned and works with you on gathering the rest of our required documentation.
Point of Contact: Processor
Closing Stage
Your Processor submits full loan package to underwriting team; once approved we schedule your closing.
Point of Contact: Processor & AE
Finance your crown jewels with the nation's leading vacation rental lender; 30-year fixed rates; No balloons
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Visio Lending is the nation's premier lender for buy and hold investors offering, long-term loans for SFR and commercial rental properties, including vacation rentals.
All rights reserved. Copyright 2022. All loans are originated by Visio Financial Services Inc. or Investor Mortgage Finance LLC. Visio Financial Services Inc. is licensed by the California Department of Business Oversight as a California Finance Lender, license number 60DBO-56345 as well as by the Arizona Department of Financial Institutions as a Arizona Mortgage Banker, license number 1010600. Visio Financial Services Inc. company NMLS ID number is 1935590. Investor Mortgage Finance LLC is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1034031. Investor Mortgage Finance LLC’s company NMLS ID number is 2297729. For more information about the use of our Website, please see our Terms of Use and Privacy Policy.