<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=2389406104652236&amp;ev=PageView&amp;noscript=1">

    Our Commercial Property Loan Program

    Our small balance commercial property loan program is ideal for real estate investors seeking to grow their portfolios with multi-family
    and mixed-use properties.

    business people talk

    Commercial Loan Features

    • Loan amounts from $300k-$3 million on multi-family and mixed-use properties
    • Full 30- year terms with no balloon payments
    • Loan-to-values up to 75%
    • No personal DTI; no tax returns; qualify based on property cash flow
    • Simplified environmental review
    • Purchase, rate and term refinance and cash-out refinance
    • Protect your identity and other assets by borrowing in
      a corporate entity

    Contact Us to Start Your Loan

    Partnering With Visio Lending is Far Simpler Than Applying for
    a Bank Loan

    Visio is an expert in providing long-term mortgage finance to investors on small-balance commercial real estate, including multi-family and mixed-use properties.  With more than a decade of experience, Visio’s team helps investors each month realize their dreams of growing their real estate portfolios.  Unlike traditional lenders, with Visio, investors qualify not on their personal income but on the cash flow generated from their investment property.  This greatly simplifies the loan process by eliminating the need for lengthy tax returns and detailed personal income documentation.

    Finance Your Commercial Investment Property Today

    A Simple & Fast Process You Can Trust


    Application Stage

    You provide us a completed
    application and pay for the appraisal.
    We evaluate your credit.
    Point of Contact: Account Executive (AE)

    Sent to Processing

    One of our loan processors is assigned and works with you on gathering the rest of our required documentation.
    Point of Contact: Processor

    Closing Stage

    Processor submits full loan package to underwriting team; once approved we schedule your closing.
    Point of Contact:  Closer

    Multi-Family Lending 

    Visio offers long-term financing for your rent-ready multi-family apartment buildings of five units or more. Use our financing long-term or during the transition from a value-add rehabilitation to permanent government-sponsored mortgage finance.  So long as the property is rent-ready, Visio is able to finance the property based on market rent and vacancy rates.

    Learn More


    Mixed-Use Property Lending

    Visio offers long-term financing for mixed-use properties consisting of both residential and business units.  These buildings typically consist of two or more residential units upstairs and one or more commercial units downstairs.  

    Learn More


    Commercial Property Loan Resources: Get The Information You Need