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Our vacation rental loan program is underwritten based on property level cash flow and borrower credit, rather than the borrower’s income. As a result, our vacation rental loans are the market leader for self-employed investors and investors building a portfolio of vacation rental properties.

Visio Lending has financed over $750M in vacation rentals, and we have our loan programs tailored to meet investor needs.  Vacation rental investors can take advantage of common sense underwriting of short-term rents, full 30-year terms with no balloons, and the ability to protect your identity and other assets by borrowing in a corporate entity.

Dahlonega, GA

Dahlonega, GA  

Single Family Vacation Rental

•  5/6 ARM Rate Structure

•  $652,500 Loan Amount

•  Purchase

•  Closed in December 2023

Bryson City, NC

Bryson City, NC  

Single Family Vacation Rental

•  5/6 ARM Rate Structure

•  $500,000 Loan Amount

•  Purchase

•  Closed in December 2023

Jefferson, NH

Jefferson, NH  

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $180,000 Loan Amount

•  Purchase

•  Closed in December 2023

OLD FORGE, NY

OLD FORGE, NY  

Single Family Vacation Rental

•  5/1 ARM Rate Structure

•  $500,000 Loan Amount

•  Rate & Term Refinance

•  Closed in November 2023

BRENTWOOD, NC

Brentwood, NC  

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $257,250 Loan Amount

•  Rate & Term Refinance

•  Closed in August 2023

 

Indianapolis, IN

Indianapolis, IN   

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $469,000 Loan Amount

•  Cash-Out Refinance

•  Closed in October 2023

Port Charlotte, FL

Port Charlotte, FL  

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $287,000 Loan Amount

•  Cash-Out Refinance

•  Closed in October 2023

Maggie Valley, NC

Maggie Valley, NC  

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $500,500 Loan Amount

•  Cash-Out Refinance

•  Closed in October 2023

Sag Harbor, NY

Sag Harbor, NY  

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $1,000,000 Loan Amount

•  Purchase

•  Closed in September 2023

Hot Springs National Park, AR

Hot Springs National Park, AR

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $618,750 Loan Amount

•  Purchase

•  Closed in September 2023

Oklahoma City, OK

Oklahoma City, OK  

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $420,000 Loan Amount

•  Cash-Out Refinance

•  Closed in August 2023

Lake Lure, NC

Lake Lure, NC  

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $600,000 Loan Amount

•  Cash-Out Refinance

•  Closed in July 2023

Lahaina, HI

Lahaina, HI  

Condo Vacation Rental

•  30-Year Fixed Rate Structure

•  $493,465 Loan Amount

•  Purchase

•  Closed in July 2023

 

Roscommon, MI  - Vacation Rental

Roscommon, MI 

Single Family Vacation Rental 

•  30-Year Fixed Rate Structure

•  $249,000 Loan Amount

•  Cash-Out Refinance

•  Closed in June 2023

 

Panama City Beach, FL Vacation Rental

Panama City Beach, FL 

Condo Vacation Rental

•  30-Year Fixed Rate Structure

•  $345,000 Loan Amount

•  Purchase

•  Closed in May 2023

Kansas City, MO  - Vacation Rental

Kansas City, MO 

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $455,000 Loan Amount

•  Cash-Out Refinance

•  Closed in April 2023

New Orleans, LA  - Vacation Rental

New Orleans, LA   

Condo Vacation Rental

•  30-Year Fixed Rate Structure

•  $469,872 Loan Amount

•  Purchase

•  Closed in April 2023

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Slatyfork, WV   

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $356,250 Loan Amount

•  Purchase

•  Closed in March 2023

 

Fort Lauderdale, FL - Vacation Rental

Fort Lauderdale, FL   

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $399,000 Loan Amount

•  Purchase

•  Closed in February 2023

Oakdale, CA - Vacation Rental

Oakdale, CA 

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $248,500 Loan Amount

•  Cash-Out Refinance

•  Closed in February 2023

East Stroudsburg, PA

East Stroudsburg, PA  

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $341,250 Loan Amount

•  Purchase

•  Closed in January 2023

Bozeman, MT - Vacation Rental

Bozeman, MT 

Single Family Vacation Rental

•  5/1 ARM Rate Structure

•  $712,500 Loan Amount

•  Purchase

•  Closed in January 2023

 

Oak Island, NC - Vacation Rental

Oak Island, NC 

Single Family Vacation Rental 

•  30-Year Fixed Rate Structure

•  $304,000 Loan Amount

•  Purchase

•  Closed in December 2022

Pigeon Forge, TN - Vacation Rental

Pigeon Forge, TN   

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $1,232,500 Loan Amount

•  Purchase

•  Closed in December 2022

Natchitoches, LA

Natchitoches, LA 

 Condo Vacation Rental  

•  30-Year Fixed Rate Structure

•  $101,250 Loan Amount

•  Purchase

•  Closed in November 2022

 

Albuquerque, NM

Albuquerque, NM 

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $562,500 Loan Amount

•  Purchase

•  Closed in November 2022

 

Bozeman,  Montana 

Bozeman,  Montana 

Single Family Vacation Rental

•  30-Year Fixed Rate Structure

•  $652,500 Loan Amount

•  Purchase

•  Closed in October 2022

Lake Harmony, Pennsylvania

Lake Harmony, Pennsylvania   

Single Family Vacation Rental 

•  30-Year Fixed Rate Structure

•  $821,250 Loan Amount

•  Purchase

•  Closed in September 2022

#closedvacationrentalloans

Previous Closed Loans

Nation's Leader in DSCR Loans

Closed Loans 2022
1493284

Au Gres, Michigan - Vacation Rental

  • $336,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in August 2022
1493128

West Des Moines, Iowa - Vacation Rental

  • $423,750 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in July 2022
1492697

Stanley, Virginia - Vacation Rental

  • $320,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in July 2022
1492731

North Myrtle Beach, South Carolina - Vacation Rental

  • $252,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in July 2022
1492342

Kingston, New York - Vacation Rental

  • $360,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in June 2022
1492572

Gulf Shores, Alabama - Vacation Rental

  • $1,520,000Loan Amount
  • 30-Year IO
  • Purchase
  • Closed in June 2022
1492108

Pocono Lake, Pennsylvania - Vacation Rental

  • $164,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in May 2022
1491986

Broken Bow, Oklahoma - Vacation Rental

  • $880,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in May 2022
1491781

Lansing, Michigan - Vacation Rental

  • $114,750 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in April 2022
1491343

Kailua-Kona, Hawaii - Vacation Rental

  • $1,156,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Rate & Term Refinance
  • Closed in April 2022
1491060

Port Bolivar, Texas - Vacation Rental

  • $680,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in March 2022
Closed Loans 2021
1488961

Albuquerque, New Mexico - Vacation Rental

  • $700,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in December 2021
1489038

Erie, Michigan - Vacation Rental

  • $141,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Cash-Out Refinance
  • Closed in December 2021
1488498

Roseland, Virginia - Vacation Rental

  • $270,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in November 2021
1488587

Miramar, Florida - Vacation Rental

  • $719,200 Loan Amount
  • 5/6 ARM Rate Structure
  • Purchase
  • Closed in November 2021
1488250

Epworth, Georgia - Vacation Rental

  • $679,200 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in October 2021
1488475

Miramar Beach, Florida - Vacation Rental

  • $784,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in October 2021
1486452

Corolla, North Carolina - Vacation Rental

  • $995,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Cash-Out Refinance
  • Closed in September 2021
Palm Springs STR

Palm Springs, California - Vacation Rental

  • $785,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Cash-Out Refinance
  • Closed in August 2021
MA STR-1

Stockbridge, Massachusetts - Vacation Rental

  • $600,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Cash-Out Refinance
  • Closed in July 2021
Fredricksburg

Fredericksburg, Texas - Vacation Rental

  • $1,380,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in June 2021
MO

Innsbrook, Missouri - Vacation Rental

  • $660,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in May 2021
GA-1

Ellijay, Georgia - Vacation Rental

  • $268,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in April 2021
Sedona

Sedona, Arizona - Vacation Rental

  • $787,500 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in March 2021
NC Vacation Rental-2

Corolla, North Carolina - Vacation Rental

  • $532,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in February 2021

FL 4 Unit Vacation Rental

Jacksonville Beach, Florida- 4 Unit Vacation Rental

  • $1.5MM Loan Amount
  • 30-Year Fixed Rate Structure
  • Rate & Term Refinance
  • Closed in January 2021
Steamboat Condo

Steamboat Springs, Colorado - Single Unit Condo Vacation Rental

  • $140,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Cash-Out Refinance
  • Closed in January 2021
Closed Loans 2020 and before
ATX Vacation Rental

Pass Chris, Mississippi - Vacation Rental

  • $463,500 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in December 2020
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Austin, TX- Single Family Vacation Rental

  • $463,500 Loan Amount
  • 5/1 ARM
  • Cash-Out Refinance
  • Closed in December 2020
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Sevierville, TN - Single Family Vacation Rental

  • $386,250 Loan Amount
  • 30-Year Fixed Rate Structure
  • Purchase
  • Closed in October 2020
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Blairsville, GA - Single Family Vacation Rental

  • $661,000 Loan Amount
  • 30-Year Fixed Rate Structure
  • Rate & Term Refinance
  • Closed in October 2020
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Blairsville, GA - Single Family Vacation Rental

  • $300,000 Loan Amount
  • 7/1 ARM
  • Purchase
  • Closed in September 2020
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OCEAN CITY, MD - Single Family Vacation Rental

  • $183,275 Loan Amount
  • 5/1 ARM
  • Refinance
  • Closed in October 2020
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AUSTIN, TX  - Single Family Vacation Rental

  • $479,500 Loan Amount
  • 30-Yr Fixed
  • Refinance
  • Closed in February 2020
 
 

See Recently Closed Loans