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About North Carolina

North Carolina, also known as the “Tar Heel State,” is one of the 13 original colonies. It is home to many top-rated universities, museums and culture, and natural attractions. With 100 counties and large cities including Raleigh, Charlotte, Durham, and Asheville, North Carolina is very investable for those in the real estate industry.

The job market and affordability attract long-term renters, while the beauty and beaches also make it a great vacation rental investment state.

 
 
 

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How North Carolina investment properties differ from other states

Mashvisor praises North Carolina for its investability post-COVID. The state’s occupancy rate is 97% with a high renter population and affordable entry price. Additionally, North Carolina has a growing economy and job market, bringing in an influx of renters. This means that there’s high demand and low turnover.


 

Who we Serve in North Carolina

A variety of properties to choose from

Visio Lending offers flexible, 30-year loans for:

  • Vacation rentals
  • 1-4 unit single family rental properties, including condos and townhomes 

 

A range of loan options to fit your needs:

We provide permanent investment property loans on rented or rent ready real estate throughout North Carolina. Our loan programs are tailored to investors with:

  • No DTI calculations or tax returns
  • Flexible loan programs and optionality
  • Common sense underwriting for vacation rentals
  • The ability to finance through an LLC and protect your personal assets

 

 
 
 
 

Major North Carolina Cities for Investment Properties 

Mashvisor identified the best cities for investing in real estate based on cash flow potential and occupancy rates. Here are the top locations for a high ROI:

  • Raleigh: With a median property price of $495k and a traditional rental income of $1575 monthly, North Carolina’s capital is top of our list. The city also has an Airbnb occupancy rate of over 65%.:
  • Durham: This city boasts a price-to-rent ratio of 21, making it much more appealing to rent than buy. Its median property price is $412k, which offers investors a high cash-on-return rate for both long-term and short-term rentals. 
  • Charlotte: The largest city in North Carolina, Charlotte has a traditional monthly rental income of $1,765 and a median property price of $500k. In terms of short-term rentals, Charlotte has a 54.7% Airbnb occupancy rate and an average monthly Airbnb rental income of $2,446.

 

See how we’ve helped North Carolinians across the state close their loans!

 

 

 

 

Why North Carolinians Should Partner with Visio

 
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Experience

Headquartered in Austin, Texas, Visio Lending has over a decade of experience in real estate and finance. We’ve closed over $110 million in rental loans in North Carolina.

Have someone in your corner

Visio's loans were designed with investors in mind, offering full 30-year terms and LTVs up to 80% on purchases and rate and term refinances, and LTVs up to 75% on cash-out refinances.

Easy & pain-free

Our loan process is fast, simple, and dependable with no DTI calculations or personal financial statements.

 

 
 

 
Rental Loan

Rental Loans

Long-term financing for single family residential rental properties

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Vacation Rentals

Vacation Rentals

30-year loans for vacation rentals, no personal income statements

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Partner with a Lender you can Trust

Visio Lending is the leading private lender to North Carolina residential real estate investors.

 

Contact Us to Start Your Loan