The Visio Blog | Visio Lending

Our Top 10 Blog Posts of 2020 | Visio Lending

Written by Hannah Lapin | Jan 1, 2021 3:00:00 PM

Finally it's 2021! 2020 was a long year, and a great one to stay indoors reading. Over 112,000 people visited our Visio Blog. Here are the ten most popular posts:

10. "How to Calculate Cap Rate and Determine NOI"

Understand the concepts of cap rate and NOI and how to calculate them and apply them to small balance commercial lending.

9. "Fall 2019 Permanent Rental Closed Loans"

A look at some of the permanent rental properties, or the properties that buyers want to hold onto long-term that closed in September and October of 2019.

8. "Understanding Prepayment Penalties"

A prepayment penalty is a contractual clause that states the borrower is going to pay the lender a fee if the borrower pays off the loan early, however, it is not really a "penalty" per se.

7. "Why Buy and Hold Investors Love Visio"

A look at why Visio Lending is the nation's leader in rental loans and some of the key features that make Visio the ideal lender for SFR rental and vacation rental real estate investors.

6. "What to Consider When Refinancing a Hard Money Loan"

Learn from Senior Account Executive Tracy Gordon more about the strategy of using hard money to finance renovations and then refinancing into permanent finance with a lender like Visio.

5. "Why Might Mortgage Rates Go Up When Interest Rates Go Down?"

Amidst a pandemic, Visio CEO Jeff Ball explains what was happening with interest rates and U.S. Treasury Bonds. 

4. "Summer 2020 Permanent Rental Closed Loans"

Despite the craziness of 2020, people were choosing our "set-it and forget" 30-year fixed loan program. See some of our permanent rental properties that closed in July and August of 2020.

3. "State Rankings in Terms of Best Legislation for Landlords"

RentCafe found that Arkansas is the best state to be a landlord, and Vermont is the worst. See all the rankings in this post. 

2. "Winter 2020 Permanent Rental Closed Loans"

A look at some of the permanent rental properties, or the properties that buyers want to hold onto long-term that closed just before the chaos in January and February 2020. 

1. "Understanding Visio's Rate Structures"

The top viewed post takes a look at how our rate structures - 5/1 ARM, 7/1 ARM, and 30-Year Fixed- can help investors with their investment strategies.


What kind of content do you want to see in 2021? Comment below, and we will take into consideration. At Visio, we strive to be a resource for our partners and offer ample educational blog posts and downloads. Visit our blog for more.