Texas city in the shape of the state

About Texas

Don’t mess with Texas. The Lone Star State is the second-largest state in terms of population and land. It boasts many major metropolitan cities including Houston, Dallas, Austin, and San Antonio.


Texas real estate is also booming. The Texas Quarterly Housing Report revealed 19.1% growth from Q2 2020 to Q2 2021. Months of housing inventory shortened from 2.9 months to only 1.4, and days on the market shortened an entire 22 days.

How Texas investment properties differ from other states

Texas is generally seen as a landlord-friendly state compared to others, with many landlord-friendly laws such as the allowance of late fees and a month to return security deposits (some states only allow 14 days and no late fees).

Who we Serve in Texas

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A variety of properties to choose from

Visio Lending offers flexible, 30-year loans for:

  • 1-4 unit single family rental properties, including condos and townhomes
  • Vacation rentals
  • Multi-family properties
  • Mixed-use and other small balance commercial properties

A range of loan options to fit your timeline & needs

We provide permanent mortgage finance on rented or rent ready real estate throughout Texas.  Our loan programs are tailored to investors. We do not require tax returns or personal income verification; instead, we underwrite your loan based on the cash flow generated by the property.  Visio Lending offers a variety of interest rate structures including a 5/1 ARM, 7/1 ARM, and 30-Year Fixed. We also have an interest-only option.  Our loans do not contain balloon payments so you will not face refinancing risk after five or ten years like you would with most community bank loans

Major Texas Cities for Investment Properties 

Texas offers universities, sports teams, and jobs across all markets. It has a thriving economy and relatively affordable real estate, which makes it a great state for investors. Additionally, Texas is home to beach towns such as Galveston, Port Aransas, and Corpus Christi that are all short-term rental friendly. This variety of locations to find real estate in means that almost any city in Texas will have reasons to invest. 

See how we’ve helped Texans across the state close their loans!