About Florida

Home to large cities such as Jacksonville, Miami, and Tampa, the Sunshine State is a great investment area. Florida is a diverse state with beaches, theme parks, universities, and a large retirement community. In fact, 40.3% of the Florida population is over 50, 5% more than the national average.

How Florida investment properties differ from other states

According to the U.S. Census Census Bureau, Florida is an affordable state, with a median home value of $215,300 in 2019. This enables over 65% of the population to own single-family homes. Low price points and high margins also make Florida attractive to rental investors. 

And the Florida vacation rental market is booming. In their 2021 Vacation Home Counties Report, the NAR reported two Florida counties in the top ten hottest vacation markets nationwide. Lee County was the number one market in the country with 23% of all houses used as seasonal vacation homes. Located in Southwest Florida, Fort Myers and Cape Coral are among Lee County’s most popular destination spots. 

Who we Serve in Florida

A variety of properties to choose from

Visio Lending offers flexible, 30-year loans for:

• Vacation rentals
• 1-4 unit single family rental properties, including condos and townhomes
• Multi-family properties
• Mixed-use and other small balance commercial properties

A range of loan options to fit your timeline & needs

We provide permanent mortgage finance on rented or rent ready real estate throughout Florida.  Our loan programs are tailored to investors with: 

• No income verification or DTI calculations
• 5/1 ARM, 7/1 ARM, and 30-Yr Fixed Rate Structures
• IO and No DSCR Option available
• The ability to finance through an LLC and protect your personal assets

Major Florida Cities for Investment Properties 

The investment opportunities in Florida are plentiful. If you are a long-term rental investor, the Listing Real Estate Management firm recommends investing in: 

• Orlando: 46% of residents are renters, average rent is $1,420 per month 
• Tampa: Median household income is over $54k, average home price is $261k 
• Jacksonville: Average rent is $1,162 per month, average home price is $218k 

Vacasa lists the hottest Florida vacation rental market in for 2021 are: 

• Kissimmee: 6.9% cap rate, $250,046 median sales price 
• Port St. Joe: 6.2% cap rate, $343,236 median sales price 
• Navarre: 6.1% cap rate, $382,392 median sales price 
• Panama City Beach: 5.6% cap rate, $289,757 median sales price
• Amelia Island: 5.3% cap rate, $460,172 median sales price  

See how we’ve helped Floridians across the state close their loans!

Why Floridians Should Partner with Visio

Experience

Headquartered in Austin, Texas, Visio Lending has over a decade of experience in real estate and finance. We’ve originated over 980 loans in Florida totaling nearly $230M.

Have someone in your corner

Visio's loans were designed with investors in mind, offering full 30-year terms and LTVs up to 80% on purchases and rate and term refinances, and LTVs up to 75% on cash-out refinances.

Easy & pain-free

Our loan process is fast, simple, and dependable with no DTI calculations or personal financial statements.