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About Florida

Home to large cities such as Jacksonville, Miami, and Tampa, the Sunshine State is a great investment area. Florida is a diverse state with beaches, theme parks, universities, and a large retirement community. In fact, 40.3% of the Florida population is over 50, 5% more than the national average.

 

 
 
 

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How Florida investment properties differ from other states

According to the U.S. Census Census Bureau, Florida is an affordable state, with a median home value of $215,300 in 2019. This enables over 65% of the population to own single-family homes. Low price points and high margins also make Florida attractive to rental investors. 

And the Florida vacation rental market is booming. In their 2021 Vacation Home Counties Report, the NAR reported two Florida counties in the top ten hottest vacation markets nationwide. Lee County was the number one market in the country with 23% of all houses used as seasonal vacation homes. Located in Southwest Florida, Fort Myers and Cape Coral are among Lee County’s most popular destination spots. 

Who we Serve in Florida

A variety of properties to choose from
  • Vacation rentals
  • 1-4 unit single family rental properties, including condos and townhomes
  • Multi-family properties
  • Mixed-use and other small balance commercial properties 

 

A range of loan options to fit your timeline & needs

We provide permanent mortgage finance on rented or rent ready real estate throughout Florida.  Our loan programs are tailored to investors with: 

  • No income verification or DTI calculations
  • 5/1 ARM, 7/1 ARM, and 30-Yr Fixed Rate Structures
  • IO and No DSCR Option available
  • The ability to finance through an LLC and protect your personal assets

 

Buy Dew
 
 
 
 

Major Florida Cities for Investment Properties 

The investment opportunities in Florida are plentiful. If you are a long-term rental investor, the Listing Real Estate Management firm recommends investing in: 

Orlando: 46% of residents are renters, average rent is $1,420 per month 
Tampa: Median household income is over $54k, average home price is $261k 
Jacksonville: Average rent is $1,162 per month, average home price is $218k 

Vacasa lists the hottest Florida vacation rental market in for 2021 are: 

Kissimmee: 6.9% cap rate, $250,046 median sales price 
Port St. Joe: 6.2% cap rate, $343,236 median sales price 
Navarre: 6.1% cap rate, $382,392 median sales price 
Panama City Beach: 5.6% cap rate, $289,757 median sales price
Amelia Island: 5.3% cap rate, $460,172 median sales price  

 

 

See how we’ve helped Floridians across the state close their loans! 

 

 

 

 

Why Floridians Should Partner with Visio

 
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Experience

Headquartered in Austin, Texas, Visio Lending has over a decade of experience in real estate and finance. We’ve originated over 1,000 loans in Florida totaling over $250M.

Have someone in your corner

Visio's loans were designed with investors in mind, offering full 30-year terms and LTVs up to 80% on purchases and rate and term refinances, and LTVs up to 75% on cash-out refinances.

Easy & pain-free

Our loan process is fast, simple, and dependable with no DTI calculations or personal financial statements.

 

 
 
 
Rental Loan

Rental Loans

Long-term financing for single family residential rental properties

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Vacation Rental 2023

Vacation Rentals

30-year loans for vacation rentals, no personal income statements

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Partner with a Lender you can Trust

Visio Lending is the leading private lender to Florida residential real estate investors.

 

Contact Us to Start Your Loan
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Visio Lending is the nation's premier lender for buy and hold investors offering, long-term loans for SFR and commercial rental properties, including vacation rentals.

 

Our Office
1905 Kramer Lane, Ste. B700
Austin, TX 78758
 
Contact Us
888.521.0353
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All rights reserved. Copyright 2022. All loans are originated by Visio Financial Services Inc. or Investor Mortgage Finance LLC. Visio Financial Services Inc. is licensed by the California Department of Business Oversight as a California Finance Lender, license number 60DBO-56345 as well as by the Arizona Department of Financial Institutions as a Arizona Mortgage Banker, license number 1010600. Visio Financial Services Inc. company NMLS ID number is 1935590. Investor Mortgage Finance LLC is licensed by the Arizona Department of Financial Institutions as an Arizona Mortgage Banker, license number 1034031. Investor Mortgage Finance LLC’s company NMLS ID number is 2297729. For more information about the use of our Website, please see our Terms of Use and Privacy Policy.