How Florida investment properties differ from other states

According to the U.S. Census Census Bureau, Florida is an affordable state, with a median home value of $215,300 in 2019. This enables over 65% of the population to own single-family homes. Low price points and high margins also make Florida attractive to rental investors. 

And the Florida vacation rental market is booming. In their 2021 Vacation Home Counties Report, the NAR reported two Florida counties in the top ten hottest vacation markets nationwide. Lee County was the number one market in the country with 23% of all houses used as seasonal vacation homes. Located in Southwest Florida, Fort Myers and Cape Coral are among Lee County’s most popular destination spots. 

Who we Serve in Florida

• Vacation rentals
• 1-4 unit single family rental properties, including condos and townhomes
• Multi-family properties
• Mixed-use and other small balance commercial properties 

A range of loan options to fit your timeline & needs

We provide permanent mortgage finance on rented or rent ready real estate throughout Florida.  Our loan programs are tailored to investors with: 

• No income verification or DTI calculations
• 5/1 ARM, 7/1 ARM, and 30-Yr Fixed Rate Structures
• IO and No DSCR Option available
• The ability to finance through an LLC and protect your personal assets