Ways to Boost Your Retirement Income by Investing in Real Estate

Posted by Patricia Sanders on May 1, 2020 9:00:00 AM

Boost Retirement Income

Believe it or not, many individuals have secured a hassle-free, wealthy lifestyle after retirement by investing in the real estate market. Real estate investing helps many people accomplish their financial goals such as having sufficient insurance coverage for retirement, trying to pay off credit card debts, and definitely...saving for retirement.

There are multiple paths to invest in real estate. Some of them may require a keen speculation skill, detailed knowledge on purchasing land or properties, or clear ideas of remodeling and selling in a competitive market. On the other hand, other options may deal with income-generating properties, such as commercial office spaces, housing apartments, or residential homes for renting purposes.

Here are some of the most common ways to boost your retirement income through real estate investment:


  1.  Direct ownership

    As per many real estate investors, owning investment property is the best way to boost your retirement income. It might include business property, a residential home or a vacation rental house. In a small scale approach, it may also involve buying a vacation rental, renting out a part of Airbnb for the short or long-term. On the other hand, the big approach might include buying an entire apartment building.
  2.  Investing in private mortgage funds

    Private mortgage funds provide money to real estate investors (mainly property flippers) who buy, improve and resell homes. Private mortgage fund is commonly a long-term, fixed-rate investment option which can’t be liquidated as simply as stocks or bonds. You must commit to the investment for fixed years and should provide many months’ notice to redeem the investment before time.
  3.  Buying shares in real estate investment trusts (REITs)

    You may invest in real estate investment trusts (REITs), they normally work like mutual funds which own commercial, residential or industrial properties, or mortgage securities. As an investor, you may earn rental income, gain from properties that are sold or receive payments on loans in mortgage-backed securities. As REITs are fixed-income investments, their value might decrease if interest rates increase.
  4. Invest in crowdfunding

    As per Investopedia - “Crowdfunding is the use of small amounts of capital from a large number of individuals to finance a new business venture”. In recent times, multiple firms have offered investors to invest in shares of particular real estate ventures. These ventures may include individual home flipping, fixing up business space, and other real estate projects. Platforms like Groundfloor, or RealtyShares, may offer shares to experienced investors as well as newbie investors.

Ralph DiBugnara, president of Home Qualified added - “Crowdfunding involves the pooling of funds by a group of investors into a real estate project.”

Real estate can be a good investment to boost retirement income if it is done with passion and patience. Gather knowledge, stay focused, and look for the best short-term investment options for 2020 to increase your net worth.

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Patricia Sanders is a financial content writer. She is a regular contributor at DebtConsolidationCare.com. Her passion for helping people who are stuck in financial problems has earned her recognition and honor in the industry. To get in touch with her (or if you have any questions regarding this article) email her at sanderspatricia29@gmail.com.

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