Finance Your Rentals with a Direct Lender

Posted by Hannah Lapin on Nov 8, 2019 9:00:00 AM

Why Choose a Direct Lender

While most lenders are reselling someone else’s loan product, Visio Lending is one of the very few direct lenders to rental investors. In fact, we just closed our most recent financing on Wall Street. The transaction included 1,188 business-purpose investor loans totaling $202.6 million of unpaid balance originated by Visio and secured by the single-family residential properties across the United States. With this transaction, Visio now has contributed more than $725 million in loan balance across five securitizations.

Why should you care? By cutting out the middlemen (yes, that’s right…“men” as in often more than one of them), you get a better loan product and a smoother borrowing experience. Over the past four years, we’ve closed more rental loans than anyone in the United States. See our recently closed rental loans.

We pride ourselves on being a direct lender with a proven rated bond issuer in the securitization market. Buy and hold investors love working with Visio Lending because we offer:

  • No DTI or personal income qualifications; instead we use DSCR to determine property cash flow
  • No tax returns, 4506 requirements or personal financial statements
  • Up to 75% LTV on cash-out refinances 
  • Full 30-year terms; 30-year fixed, 5/1 ARM, and 7/1 ARM rate structures
  • Fast closings; our loans typically close in a calendar month
  • Bank rates at private terns

Ready to work with the best, most-experienced, direct rental lender? Contact us to grow your rental portfolio.

Contact Us

Check out our Investor Resources for everything you need to know to grow your rental portfolio. 

Editor's Note: This post was originally published in November 2019 and has been updated in November 2020 for freshness and accuracy. 

Related: 3 Common Use Cases for Visio Loan Products, Why You Should Choose a Specialized Rental Lender

Topics: Real Estate Investing