Posted by Hannah Lapin ● May 16, 2019 9:00:00 AM

An Overview of Visio’s Portfolio Plus Loan Program

hand holding keys in front of a gray house with trees, bushes, and rocks

Visio Lending is on a mission to deliver the fastest, simplest and most dependable mortgage financing to enable investors to quickly grow their rental portfolios, improve cash flow, and build wealth. Since many of our customers own multiple rental properties, we recently revisited our Portfolio Plus Program to make our rates more attractive and to better serve our clients’ needs. Through our Portfolio Plus Loan Program, investors can finance multiple rental properties with one closing and one monthly payment. Here is an overview of the structure and general requirements of this loan program:

Loan Structure

Loan Purpose- Rate & Term Refinance, Cash-Out Refinance

Loan Type- Portfolio Loans

Loan Amount- $300,000- $2 Million (For higher amounts, please call)

Rate Structure- 5/1 ARM, 7/1 ARM, 30-Year Fixed (No balloons)

Loan-to-Value (LTV)- 75% Refinances

Minimum Property Value- $75k (higher minimums in certain areas- see our FAQ Page for more details) per property

Geography- Nationwide per property, except for Alaska, Delaware, Idaho, Minnesota, Nebraska, Nevada, North Dakota, Oregon, Rhode Island, South Dakota, Utah, and Vermont. See our Where We Lend Page for a full list of states we lend in and some of our recently closed loans.


General Requirements

Property Type- 1-4 Unit Single Family Residential, Condos, or Townhomes

Valuation Type- As is Full Appraisal with Market Rent Analysis

Borrower Type- Investor Only, Individuals, LLCs, corporations, and limited partnerships. U.S. Citizens, permanent and non-permanent resident aliens.

Borrower FICO Score- Minimum 680

Reserves- Minimum 6 Months PITIA (Principal, Interest, Taxes, Insurance, and Association Dues)

Looking to grow your rental portfolio with a portfolio loan? Contact us to get started. For more information on our loan programs, see our Loan Program Page. For tips on growing your rental portfolio, see our Investor Resources Page.


Contact Us to Grow Your Rental Portfolio


Editor's Note: This post was originally published in May 2019 and has been updated in November 2020 for freshness and accuracy. 

Related: What to Look for in a Blanket Loan LenderWhat is a Blanket Mortgage?

Topics: Real Estate Investing, Blanket Loans, The Visio Box