A Look at Some of the Best Home Warranty Companies

Posted by Emily Kalan on Oct 30, 2020 2:00:00 PM

silver refrigerator in a white kitchen with stove and sink

When you purchase a home, chances are, you’ll get offered a home warranty - but this depends on your individual contract.

It’s similar to home insurance, but insurance covers unexpected events that can lead to home damages, while a home warranty generally only covers relatively expected problems, such as aging.

A home warranty may cover plumbing, electrical, heading, and air conditioning, as well as various other main electrical appliances.

If you’re on the market for a home warranty, then keep reading for more information on the best home warranty companies in 2020.


Advanced Home Warranty


  • 24/7 claims hotline for your convenience
  • First month free of charge
  • Choice of two different plans
  • Available anywhere in the U.S.
  • Can get coverage for big-ticket items


  • $60 service charge

If you need a trusted warranty, wherever you are in the U.S, Advanced Home Warranty is a great choice. Their claims line is available 24/7 - but there is a trade service charge of $60. If the repairs cost less than $60, then you won’t have to pay the full amount.

There are two plans to choose from. The most affordable plan is the Basic Plan, which will set you back $370, plus one free month. This plan covers:

  • Heating System
  • Garage Door Opener
  • Plumbing System
  • Dishwasher
  • Electrical System Microwave


Their other plan is the Total Plan, which is $450 per year, with one free month. It will include everything listed above, as well as air conditioning, washing machines, dryers, and fridges. It’s worth paying the extra $100 per year knowing you’ve got the big ones covered.


Choice Home Warranty


  •  5-star rating on Truspilot
  • Excellent customer service available 24/7, every day of the year
  • Doesn’t matter how old your home, systems, and appliances are
  • Can get an inspection done within two days


  • Slightly more expensive

Choice Home Warranty is a good option if you want premium, highly rated services. Don’t just take our word for it - they have an average rating of 4.8 out of 5 on ConsumerAffairs.com, and a 5-star rating on Trustpilot.

It doesn’t matter how old your home is, how old your systems are, or how old your appliances are, as Choice will cover items as long as they’re maintained well, and in full working order at the time you started the coverage.

If you have any issues that are covered in your warranty plan, a licensed technician that has been pre-screened will come to your house within two working days. Their customer service is helpful, and available 24/7 every day of the year, including holidays.

If for whatever reason, Choice can’t replace your damaged item, they’ll give you a cash payment of the cost of the item - which is reassuring to know.

You have two plans to choose from - the cheapest being the Basic Plan. This plan will cost you 378 a year, and will cover the following:

  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Whirlpool
  • Oven
  • Dishwasher
  • Microwave
  • Garbage Disposal
  • Duct work
  • Garage Door Opener
  • Ceiling and Exhaust Fans

Their second plan - Total Plan - will cost $450 per year. This plan covers all of the above, as well as air conditioning, washer and dryer, and fridge.

You can add other items on for an extra cost, such as a pool and the plumbing systems for pools.


American Home Shield


  • Better Business Bureau accredited business
  • Can request home repairs online
  • Technicians will typically be in your home within 24 hours
  • Variety of plans to choose from
  • Can choose your own plan

You know a business is trustworthy when it’s Better Business Bureau accredited - and American Home Shield has that stamp of approval.

There are four plans to choose from:

Appliance: This plan is suitable for your everyday appliances - your fridges, dishwashers, washing machines, and food processors.

Systems: Your plumbing, electrics, heating, air conditioning, and smoke detectors will be covered with their Systems plan.

Combo: This is a mixture of both - and you’ll save $14 per month if you choose this plan instead of the Appliance and Systems plan separately

Build Your Own: This plan gives you the option to choose to cover 10 or more items, which is perfect if you have certain items that you care about more.


Topics: Guest Posts

Learn About Our Loan Programs

Most Popular

Disclaimers: Please note that our blog contains affiliate links, and at no additional cost to you, Visio Lending will earn a commission if you decide to make a purchase after clicking through the link. As an Amazon Associate, I earn from qualifying purchases. Please understand that we have experience with all of the companies we recommend, and choose to refer our borrowers and partners because they are helpful and useful, not because of the small commissions we make. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals.


The information in this blog has been prepared solely for informational purposes. The contents are based upon or derived form information generally believed to be reliable although Visio accepts no liability with regard to the user's reliance on it. For legal advice, please contact your counsel.