A Look at Our Interest Only Loan Product

Posted by Hannah Lapin on Oct 13, 2020 9:00:00 AM

couple look at house picture on their laptop in the kitchen and exclaim

Investors in some states can now take advantage of our Rental360 Interest Only loan product, which includes a ten-year interest only period followed by a 20-year amortization period. At Visio, we strive to tailor our loan programs to meet the needs of our investors, and we strongly believe the new IO product will enable investors to quickly grow their rental portfolios. Here is a closer look at the loan structure and general requirements of this new product.

Loan Structure

Offering- Purchase, Rate & Term Refinance, Cash-Out Refinance

Loan Type- Single Asset Only

Rate Structure- 5/1 ARM, 7/1 ARM, 30-Yr Fixed

Geography- Nationwide except: AK, DE, ID, MN, NE, NV, ND, OR, RI, SD, UT, VT*


General Requirements

Property Type- 1 Unit Single Family Residential Rentals

Borrower Type- Investor Only, Individuals LLCs, corporations and limited partnerships. U.S. Citizens, permanent and non-permanent resident aliens

FICO Score- Minimum 680


Key Program Features

  • Full 30 year terms, no balloons
  • No tax returns required
  • Simple haggle free pricing you can depend on
  • Protect your identity and other assets by borrowing in a corporate entity

Ready to take advantage of this new product offering? Contact us for more information and to get started on your loan. 

Contact Us

Check out our Investor Resources for everything you need to know to grow your rental portfolio!


*All loans are originated by Visio Financial Services Inc. Visio Financial Services Inc. is licensed by the California Department of Business Oversight as a California Finance Lender, license number 60DBO-56345 as well as by the Arizona Department of Financial Institutions as a Arizona Mortgage Banker, license number 1010600. Visio Financial Services Inc. company NMLS ID number is 1935590. 
Editor's Note: This post was originally published in October 2020 and has been updated in November 2020 for freshness and accuracy. 

Related: Complete Guide to Visio’s Residential Rental Loans, Why You Should Choose a Specialized Rental Lender

Topics: Real Estate Investing

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The information in this blog has been prepared solely for informational purposes. The contents are based upon or derived form information generally believed to be reliable although Visio accepts no liability with regard to the user's reliance on it. For legal advice, please contact your counsel.