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Senior Loan Processor Victoria Robinson has been with Visio for over three years, and with all her experience has developed an efficient and organized process to allow her to manage up to 90 property applications at once. Here are Victoria's three key pieces of advice to borrowers:
When your processor asks for certain documentation, trust they are asking for it because it is essential to closing your loan. At Visio Lending, we are here to assist you every step of the way to make the loan process as painless and fast as possible. Every item we require is utilized responsibly to move your application to the next step.
Although Visio requires less documentation than traditional lenders (no tax returns or income verification, for instance), one of the biggest misconceptions is that we require little to no documentation for the application. We also are often perceived as a hard money lender; it's simply not true. The quicker you have the documentation we ask of you ready to go, the smoother and faster your loan will close.
Many times borrowers used to live at a property they are now using as a rental. If that address is still on their driver's license or other essential documents, it will cause delays and most likely extend your processing time.
Interested in growing your rental portfolio. Contact us to get started.
Andy Nguyen was born and raised in Houston, Texas. As a 5th-year senior at the University of Texas at Austin, Andy studies Economics and Finance and hopes to pursue a career in consulting. As a consultant, Andy hopes to bring strategic impact and deliver with results backed with vast, insightful data. After a successful career, Andy aspires to open his own restaurant and serve delicious, beautifully crafted Vietnamese dishes.
Dheeraj Nadella is a junior at the University of Texas at Austin. He studies Mechanical Engineering and Business and hopes to pursue a career in engineering. As an engineer, Dheeraj aims to learn the technicalities of a business from an engineering standpoint in order to one day pursue a career in entrepreneurship and run his own business. After a successful career, Dheeraj aspires to travel around the world and pursue non-profit opportunities.