3 Common Use Cases for Visio Loan Products

Posted by Hannah Lapin on Nov 5, 2019 9:00:00 AM

3 Visio Loan Product Use Cases

At Visio Lending, we tailor our loan products to meet the needs of our investor clients, including those focusing on the increasingly popular segment of midterm rental properties. Alongside permanent, transitional, and vacation rentals, midterm rentals serve as a versatile option for renters seeking accommodations for a few weeks to several months.

These properties often attract business professionals, seasonal workers, or families in transition and require a unique approach to financing. Now, we want to dive into the three most common use cases we see for our loan products, which include Cash-Out Refinance, Purchase, and specific strategies for Vacation Rental properties, all of which can also be adapted for the unique demands of midterm rentals.

Cash-Out Refinance

Cash-out refinances are our most popular use case. A cash-out refinance is when you replace your mortgage with a new loan for a higher amount, and the difference in cash is yours. Our clients use our cash-out refinances to:

  • Renovate an existing rental property
  • Buy another investment property
  • Finance a flip

Learn more about cash-out refinances.



We also often help investors grow their rental portfolios by financing their purchases. Many of our investors:

  • Purchase already rented properties
  • Purchase rent-ready rental properties


Vacation Rental

Unlike other lenders, Visio has been able to make sense of short-term rents and will finance vacation rentals. Our investors often will:

  • Cash-out refinance a vacation rental to buy more investment properties
  • Refinance an existing vacation rental, so they can get our 30-year terms and great rates
  • Purchase a new vacation rental as an investment


Learn more about our Vacation Rental Loan Program.

We have dedicated a lot of time on educating our borrowers on how best to use our products to help them succeed with their investments. Check out our "The Visio Box" category to learn more or visit our blog

More Resources

Related: Your Guide to the Visio Loan Process, Complete Guide to Visio's Residential Rental Loans

Topics: The Visio Box

Most Popular

Disclaimers: Please note that our blog contains affiliate links, and at no additional cost to you, Visio Lending will earn a commission if you decide to make a purchase after clicking through the link. As an Amazon Associate, I earn from qualifying purchases. Please understand that we have experience with all of the companies we recommend, and choose to refer our borrowers and partners because they are helpful and useful, not because of the small commissions we make. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals.


The information in this blog has been prepared solely for informational purposes. The contents are based upon or derived form information generally believed to be reliable although Visio accepts no liability with regard to the user's reliance on it. For legal advice, please contact your counsel.