Specializing in Real Estate Loans for Rent-and-Hold Investors

Whether you are buying another property or want to take cash out of an existing property, Visio is there with loan products designed exclusively for landlords. With rates as low as 7.25% and LTVs up to 75%, our real estate financing allows the modern investor to prosper. Check out our various loan products and associated rates/guidelines below.

*Rates are calculated based on your credit score, the Loan-to-Value (LTV), and Debt Service Coverage Ratio (DSCR). DSCR determines a borrower's ability to pay back a loan based on the monthly rent of their property and is calculated as Gross Monthly Rent / Monthly PITIA (principal+interest+taxes+insurance+association dues). 

The Rental360 7 Year ARM

Our Rental360 7 Year ARM loan has rates as low as 7.25% and allows for LTVs up to 75%. It's perfect for rent-and-hold investors looking to build a strong rental portfolio. 

Min. Credit Score 650

Min. Credit Score 650

THE RENTAL360 3 YEAR arm

Our Rental360 3 Year ARM loan features smaller and shorter pre-pay terms and no balloon payment. It's perfect for rent-and-hold investors seeking flexible options to match their flexible exit strategies.

Min. Credit Score 650

Min. Credit Score 650

The rental360 30 year fixed

Our Rental360 30 Year Fixed loan has fixed rates as low as 7.85 and allows for LTVs up to 75%. It's perfect for rent-and-hold investors looking for the certainty of a consistent interest rate.

Min. Credit Score 650

Min. Credit Score 650

STR PRO - LONG-TERM LOANS FOR SHORT-TERM RENTALS

A loan designed for the unique needs of short-term-rental investors, the STR Pro combines the best in long-term real estate financing with your most important short-term rental goals. 

Min. Credit Score 680

Min. Credit Score 680

LTRFlex

Visio's LTRFlex is our most flexible landlord loan yet. With just a three-years pre-pay you can choose to hold on to your rental or sell it after three years.

Min. Credit Score 650

Min. Credit Score 650

 

WANT TO SEE THE BEST OPTIONS FOR YOUR PROPERTY?

Try our loan selector and see your rate and payment just by putting in a few bits of info with no email or phone number necessary.

Your business is real estate investing, not jumping through credit hoops. Time to get back to business.