Finance Your California Residential REal Estate Property.
LET US SOLVE YOUR REAL ESTATE FINANCING NEEDS.
Asset-based lending (ABL) is used by businesses and investors to raise funding that is backed by a secured asset, such as a rental property. Visio’s asset-based loans are based on just three factors: your credit history, the Loan-to-Value (LTV)*, and the Debt Service Coverage Ratio (DSCR)**. We’re able to quickly fund loans because we don’t waste time verifying income or requiring tax returns. This keeps our process fast, simple, and dependable, allowing us to close loans in weeks - not months.
Rates as low as 5.99% and LTVs up to 75% on asset-based loans for residential real estate investors in California.
Whether you are buying a property to rent out or want to take cash out of an existing property, Visio is there with asset-based loan products designed exclusively for real estate investors looking to unlock equity or grow their rental portfolio. If you have earned great credit and want to learn more, it’s time for us to talk.
Want to check the rates before talking?
Try our loan selector to see your interest rate, payment and more just by filling in a few pieces of information.
Your business is real estate investing, not jumping through hoops. Time to get back to business.
*LTV is based on current appraised property value
**DSCR determines a borrower's ability to pay back a loan based on the monthly rent of their property and is calculated as Gross Monthly Rent / Monthly PITIA (principal+interest+taxes+insurance+association dues).